posted by Travel Cat on Sep 15
If you travel without travel insurance these days - you must be mad…….
Everyone who has been keeping an eye on the travel news lately, must be more than aware of the changing face of the industry.
What Can Go Wrong?
This season, prices seem to be staying unusually high - even last minute deals aren’t that cheap. Destinations are disappearing from brochures as flights are re-routed or cancelled altogether. Freak weather is pummelling coastlines and scaring off holiday makers. Airline companies are going bust across the globe due to the unstoppable rise in oil prices.
You need to be covered if you are going away, in-case you are affected by one of these many problems - which could affect you at any time after you make the booking until you are safely back home. And for those people who like to book their vacations in advance - that could be well over a year of waiting.
What’s The Best Cover?
As with anything you purchase, you need to find the policy that suits YOUR needs - and your needs only. Don’t settle for a policy or company that worked for your friends and their family. Why?
Well, there are different types of insurance depending on your age, your health, where you are going, what you plan to do there and how many of you there are for starters. So always look around for what YOU need and what they offer.
What Do I Need?
One great way is to go to a travel insurance comparison site that shows the breakdown of the policies - and one that has clear explanations of each clause - for example www.money.co.uk and hit the Insurance tab and select travel insurance from the list.
Select any of the options you require - the destinations you require, whether it’s ’annual’ or ’single trip’ you are after, etc. Then hit ‘Go’. It will then bring up all the policies it has found for you or your family with general headings of Medical Cover, Cancellation Cover and Baggage Cover - plus the overall cost of each policy. You then skim down the list looking for the amount of cover for each category and tick the box to their left.
When you have selected 2 or 3 that you are interested in, click COMPARE and it will bring up those policies in much more detail. Every single detail of the policy is followed by a question mark logo which explains a little about what it is asking for - helping you to see what is being covered - and what could be available to you on another policy.
Spend your time investigating all the options and making a list of the type of things you are hoping for with your policy and then you are more than prepared to make an informed decision about what cover you want and what cover you can’t do without. It is also possible this way for you to also make sure you are not paying a large amount for a clause that you do actually not need.
That way you will know that everything you had planned cover for is insured and you can enjoy your vacation - even if it is at the end of 2009.
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September 15th, 2008 at 6:22 pm
[…] Original post by Travel Cat […]
September 16th, 2008 at 12:35 am
We run a magazine site where we have a spain hotel review section and as such we have been receiving a huge amount of emails because of our hotel review section. This is due to the recent news of xl going bust and other travel companies going bust. People are very worried about booking a holiday with travel agents and those people who booked through the internet are now concerned that if anything happens to their travel agent that they will not be covered. What I cannot understand is why the larger companies are not making a public statement to put peoples minds at rest. If nothing is done by the other travel agents then their profits will go right down due to their potential customers being to scared to book holidays.